Advice Only Financial Planning Tide

When people hear the term "financial planning," they often picture commissions, product pitches, or a salesperson pushing a specific investment. That image is not entirely fair to the many good planners out there, but it does point to a real confusion in the market. Years of being sold products disguised as advice have left consumers wary. They want guidance, not a transaction. This is where advice-only financial planning enters the picture. It strips away the product focus